Ever forget to pay a bill and get hit with a big fat late fee? 😭



That used to happen to me all the time. For some reason it felt like such a chore to create a monthly budget each month.



Once I set up a master list of debt and expenses this task got much easier!



HOW TO SET UP A MASTER LIST FOR EXPENSE/DEBT TRACKING. 

Let us know what you think. Did we forget to mention any expenses? Do you keep a list too? 

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