You got the raise. You’re earning more than ever. So why does it still feel like you’re broke?

In this episode of The Financial Hot Girl Show, I break down the lesser-known psychological reasons why increasing your income doesn’t always improve your financial situation. From invisible financial set points to childhood money stories and the science behind impulsive spending, this is the clarity your bank account’s been begging for.

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00:00 – Why earning more didn’t make me richer

01:30 – High income, low net worth: the silent struggle

02:50 – The psychology behind overspending (and why it’s not your fault)

04:20 – Why we sabotage financial progress

05:25 – Lifestyle creep and your financial ‘set point’

06:50 – Your childhood money beliefs are still in charge

08:30 – Scarcity mindset vs growth mindset (and why it matters)

10:40 – Tools to rewire your financial habits

12:00 – The self-respect transaction audit (and why it works)

13:30 – Your new money era starts now

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💌 Submit your dilemmas or feedback: info@financialhotgirl.com

🎧 Not financial advice. Financially hot advice. *This content is for educational and informational purposes only and does not constitute financial advice. I am not a financial adviser, and you should always do your own research or speak to a qualified professional before making financial decisions. Investments can go up and down in value and you may get back less than you invest. Capital is at risk.