In this episode of Web3 with Sam Kamani, I speak with Dr. Friederike Ernst, co-founder of Gnosis, about transforming payments and building a decentralized financial ecosystem.

We explore:

• The evolution of Gnosis, from infrastructure tools like Safe and CowSwap to consumer-facing applications like Gnosis Pay.

  
  



• The power of stablecoins and the challenges of dollar-dominance in global finance.

  
  



• Circles, a revolutionary concept for creating a sustainable and decentralized global currency.

  
  



• How Gnosis bridges traditional finance with blockchain, empowering institutions and individuals alike.

  
  

Whether you’re curious about Web3 payments, stablecoins, or the next evolution of money, this is a conversation you won’t want to miss.

Key Timestamps

[00:00:00 ] Introduction: Sam introduces Dr. Friederike Ernst and the conversation about payments, stablecoins, and decentralized finance.

[00:01:00 ] Friederike’s Background: From cryptography and physics to co-founding Gnosis.

[00:03:00 ] Why Gnosis Pivoted: Evolving from infrastructure to consumer applications to create tangible value.

[00:06:00 ] Building Payments Infrastructure:

• How Gnosis Pay bridges on-chain and off-chain payments.

  
  



• Integrating IBANs and Visa with self-custodial wallets.

  
  

[00:10:00 ] The Power of Stablecoins:

• Their impact on global payments.

  
  



• Why current stablecoins are flawed due to USD dominance.

  
  

[00:15:00 ] Introducing Circles:

• A decentralized global currency with algorithmic issuance.

  
  



• How trust networks and demurrage create an equitable monetary system.

  
  

[00:25:00 ] The Future of Money: Why global currencies need to be decentralized, permissionless, and algorithmically issued.

[00:30:00 ] Gnosis Ventures: Investing in payments, real-world assets, and AI projects built on Gnosis Chain.

[00:33:00 ] Institutional Adoption: Why institutions are turning to decentralized tools like Gnosis Safe.

[00:34:00 ] The Ask: Gnosis is seeking talented contributors to help build the future of decentralized finance.

Connect

https://gnosispay.com/

https://linkedin.com/company/gnosis-pay

https://x.com/gnosispay

https://www.linkedin.com/in/friederikeernst/

https://x.com/tw_tter

Disclaimer

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