34 Not Sure How Credit Works? These Secrets Will Help You Win

34 Not Sure How Credit Works? These Secrets Will Help You Win

Update: 2025-03-24
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In this episode, I welcome Jessica Hudson, a renowned finance expert, to discuss the intricacies of credit. Jessica shares her journey to becoming a financial guru, emphasizing the role of education and divine guidance. She offers a detailed explanation of credit, its history, and the scoring models like FICO and Vantage. The conversation touches on the importance of understanding credit reports, the impact of credit scores, and recent updates, such as the removal of medical bills from credit reports. Jessica highlights the significance of financial discipline and strategic use of credit for financial freedom.


00:13 Jessica's Journey


02:12 The Importance of Financial Education


03:23 Understanding Credit


04:37 Credit Scoring Models and Their Evolution


07:48 Practical Tips for Managing Credit


08:43 Recent Changes in Credit Reporting


09:16 Checking and Understanding Your Credit Report


23:59 The Role of Credit in Financial Freedom



www.pamelahreed.com

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34 Not Sure How Credit Works? These Secrets Will Help You Win

34 Not Sure How Credit Works? These Secrets Will Help You Win

Pamela H Reed: Empowerment and Financial Freedom Coach for Christians