51. Investing for growth vs income

51. Investing for growth vs income

Update: 2025-11-07
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Description

Dave and Hayden unpack one of the biggest questions on the path to financial independence: should you focus on dividend income or capital growth?


  • Should you prioritise dividend income or capital growth on the path to financial independence
  • How tax, time horizon, and behaviour shape your mix
  • What franking credits, CGT discounts, and ETF distributions really mean for your returns


They weigh the pros, cons, and myths, then show simple ways to turn a portfolio into regular income using dividends, scheduled sells, or a blend, so you can choose a strategy that fits your goals, risk profile, and time horizon.


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Pearler

Strong Money Australia

Original Aussie FIRE e-book

Strong Money Australia’s audiobook


Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.


Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide


If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.


Hosted on Acast. See acast.com/privacy for more information.

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51. Investing for growth vs income

51. Investing for growth vs income