DiscoverDev Raga Personal Finance521 risk, return and volatility
521 risk, return and volatility

521 risk, return and volatility

Update: 2025-05-20
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In this episode Dev unpacks the three pillars of investing: risk, return, and volatility. He covers:


πŸ‘‰πŸΏ how to figure out your personal risk tolerance

πŸ‘‰πŸ» why chasing high returns usually means more risk

πŸ‘‰ what volatility actually means (and why it’s normal)

πŸ‘‰πŸΌ what is the efficient frontier

πŸ‘‰πŸ½ how diversification helps manage risk

πŸ‘‰πŸΎ the impact of inflation on long-term returns

πŸ‘‰πŸ» modern portfolio theory

πŸ‘‰πŸΏ why past performance isn’t a reliable guide

πŸ‘‰ the importance of aligning your strategy with your goals


Related episodes 🎧 228 what is modern portfolio theory? Listen on Apple | Listen on Spotify


Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.


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Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.


SYMO interactive Pty Ltd trading as money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services license 451289.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf


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521 risk, return and volatility

521 risk, return and volatility