Fights about money are common, but they’re rarely about math. They’re about power, shame, vulnerability, and trust. And no amount of data or fancy spreadsheets is going to fix it.

What you need is a better system for fairness, more open communication, and a shared ambition.

In this candid conversation with Heather and Doug Boneparth, we explore how two partners rebuilt confidence, handled their six-figure student loans, and designed a rhythm for money talks that actually works. 

Together they share how early money stories, law school debt, and the Great Recession shaped their dynamic, plus the tools they used to find fairness at home and in their finances

Key Takeaways

• Why 50/50 isn’t always fair and how to do it better. 


• The small ritual that turned dreaded money talks into something they actually look forward to.


• How borrowing a strategy from the office made household decisions way less stressful.


• The surprising fix for resentment that had nothing to do with chores or budgeting. 


• Why tackling six-figure student loans together became a turning point in their relationship. 


• The mindset shift that helped them see debt not as a burden but as a shared opportunity 

Resources and Links

• Money Together, the book


• DoMoneyTogether.com, learn more about the book and project


• The Joint Account, weekly newsletter on joint finances at ReadTheJointAccount.com


• Fair Play by Eve Rodsky, a framework for dividing household responsibilities


• Related Blogpost

Chapters

Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths.

(10:20 ) Law school, six-figure debt, then the market collapses

(14:51 ) Journalism dream, scarcity mindset, and choosing law for security

(20:08 ) Taking a steadier in-house role so the business could grow

(21:08 ) Refinancing, co-signing, and turning shame into teamwork

(37:32 ) Working together and launching the Money Together project

(55:10 ) How to run a money date and pick the right environment

(56:10 ) Fair Play and owning whole activities to reduce friction

(1:15:33 ) Where to find the book and newsletter, next steps

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