If you’ve ever wanted to be the next Wolf of Wall Street, listen up. Investing is a great way to make your money work for you, but many people are put off from trying because the barriers of entry are perceived to be too high. Kerim Derhalli is the CEO and founder of Invstr, an app attempting to make investing more accessible. He has a chat with Bea all about investing, including what it means, what barriers there are for people wishing to get involved and tips on how to start. Kalpana explains exactly what the stock market is.

For help, details of organisations offering information and support with issues discussed, are available at bbc.co.uk/actionline.

You can join the conversation with the hashtag #Money101Pod. You can find Kalpana on Twitter @KalpanaFitz and I’m @beaduncan_.

The host is Bea Duncan. The producer is Renay Richardson. The assistant producers are Bea Duncan and Rez Marino. This is a Broccoli Production for BBC Sounds.