Join us today as we dive into how young adults can kick off their journey with points and miles! We’re super excited to have Jess's stepdaughter, Ella, here to chat about her own experiences. Whether you're just starting out yourself or you're a parent wanting to guide your kids, this episode is packed with useful tips and real-life stories.

From Basic Banking to Chase Pro

Ella shares how she started with a simple Chase checking account and grew into a savvy credit card user. Listen in as she talks about her first steps, from her earliest credit card to mastering the rewards game with Chase, empowering her to both join family trips and venture out on her own.

Smart Credit Habits

We also tackle the essentials of using credit wisely. It's all about making sure that those nearly-free trips don't end up costing a fortune in interest later…

Ella’s Points and Miles Tips

Hear straight from Ella about her approach to cards, maximizing perks, and how she makes every point count towards amazing travels.

Hit play now to hear all about how you can turn your travel dreams into reality!

Links:

• Links For All Things Travel Mom Squad: stan.store/travelmomsquad

Episode Minute By Minute:

• 0:00 - Kickoff: We introduce the focus on young adults starting their points and miles journey.
• 1:00 - Ella jumps in with her story, starting with her first bank account with Chase.
• 2:00 - We emphasize the need to handle credit responsibly—think of it like a debit card.
• 3:00 - Ella talks about her first credit card experiences and the steps she took to build a solid credit score.
• 5:00 - Discussion on the importance of having a banking relationship, especially with Chase, and how it helps with credit card strategies.
• 6:00 - Navigating Chase’s 5/24 rule and planning out your credit card applications.
• 7:00 - Tips on guiding young adults in their first foray into credit cards to ensure they understand their financial responsibilities.
• 10:00 - How Ella started really accumulating points and learning to save them for bigger rewards.
• 15:00 - Advice for parents on helping young adults manage their early high-reward credit cards.
• 20:00 - Ella shares her favorite trips paid for with points, including unforgettable adventures in Japan and Australia.
• 30:00 - Final thoughts on helping the next generation become savvy travelers through smart credit use.