DiscoverIn The Tranches of Structured FinanceA Data-Driven Look at Consumer Credit in 2025
A Data-Driven Look at Consumer Credit in 2025

A Data-Driven Look at Consumer Credit in 2025

Update: 2025-04-15
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In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad breaks down recent credit performance and origination trends across consumer unsecured, subprime auto, and non-QM mortgages.

Tune in for insights on:

  • Strong recovery in consumer unsecured performance
  • Plateauing trends in subprime auto, with rising loss severity
  • Worsening impairments in non-QM despite limited losses
  • Minimal credit impact from recent wildfires and hurricanes

Get the latest data-driven view on what’s really happening with borrowers in 2025.

Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.


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A Data-Driven Look at Consumer Credit in 2025

A Data-Driven Look at Consumer Credit in 2025

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