Are you one of those individuals who say new year new goals? If so, where are you as of right now when it comes to those goals? If you decided that you were going to handle your finances a little bit differently this year then you’re in the right place. There’s quite a lot to do when it comes to financial planning, and what I do when I sit down across the kitchen table with a potential clients. First and foremost, before anything else we focus on reviewing their financial needs and goals analysis. I want to know where they’re at and what they are currently doing to get them to their goals. This helps me understand where their mindset is at, and we can go from there The number one objective for me is also to make sure that that family is protected this includes the spouse and the children as well. a lot of times the only one who has any type of life insurance protection is the breadwinner and the stay at home parent doesn’t have anything in place. Sometimes it’s the stay at home parent that needs it the most. Why? Because normally they are the ones who take care of everything from the home, the children, and the cooking as well as doctors appointments and what not. God forbid something should happen to the stay at home parent. How would the breadwinner be able to go to work if they need to tend to the children and the home? Exactly!!! This is when I say, “A simple term will do!” This episode explains everything as to why a simple term may be the best way to start taking care of and protecting your family. Do me a favor and share this information with those you care about. You never know who might be needing this right now. TIA!