ASK494: What do I do with these mortgage fees? PLUS: Use a bridge or buy cash?
Update: 2025-09-16
Description
It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!
- (0:42 ) Danny started his property journey at the beginning of 2025, releasing equity from his home to fund his buy-to-let investments through a limited company. With mortgage fees of £4–6k each time, he asks Rob & Rob if he should be paying upfront or adding them to the loan.
- (3:30 ) Will’s an aspiring investor with one buy-to-let and an unencumbered property he inherited. Eager to scale his portfolio quickly with BRR projects and auction buys, he’s torn between using costly bridging finance or refinancing the inherited property to release equity and fund deals with cash. He turns to Rob & Rob for their advice for which route makes more sense.
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