Agentic AI in Banking: New Risks and Rewards
Update: 2025-12-17
Description
Britains Financial Conduct Authority warns of new risks as banks adopt agentic AI for customer-facing applications. This advanced AI can make decisions and take actions independently, potentially revolutionizing how people manage their money. Major banks like NatWest, Lloyds, and Starling are already testing the technology. However, concerns about financial stability, governance, and AI reliability persist, with the FCA planning to hold bank executives accountable and ensure customer protection.
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