Alex Johnson on Credit Scoring: Past, Present, and Hypothetical Future(s)
Update: 2024-05-12
Description
We bring back a fan-favorite of the show: Alex Johnson. But this time we don’t chat over Zoom, we had to do this Podcast face-to-face. Because I needed Alex to deep-dive into how the credit world works…
Enjoy!
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Topics:
(00:00:00 ) - Intro
(00:03:40 ) - Alex’s career in the credit world
(00:16:38 ) - The year banking changed forever
(00:19:31 ) - Federally chartered banks
(00:23:58 ) - How has credit scoring kept up with innovation?
(00:39:34 ) - Credit building theory & Buy Now Pay Later
(00:44:30 ) - Do we need another credit bureau?
(00:46 7:11 ) - Where would you build within the credit scoring industry if you were a founder?
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