Software-led payments help businesses scale and expand their customer reach. While adoption is not new, penetration in Europe is still significantly behind the US. We define what software led payments is and discuss why we believe the evolution of software-led payments will be a key theme in European FinTech for the coming years. Hosted by Sambuddha Ray, Head of Macro Strategy Product Management, with Justin Forsythe, European Payments Analyst. (00:45 ) Key themes in European payments and fintech (02:39 ) What is software led payments? (06:40 ) Why is penetration of software led payments lower in Europe than the US? (11:12 ) What payments landscape in Europe (16:20 ) European adoption timeframe (18:18 ) Summary *(This information is subject to a disclaimer at the end of this podcast. Please ensure that you listen to the disclaimer and go to www.ubs.com for further information about UBS).