At-Fault vs No-Fault States: Car Insurance Laws Explained
Update: 2025-11-21
Description
Discover the difference between at-fault and no-fault states in car insurance laws. Most states, 38 to be exact, follow the at-fault system where the driver responsible for the accident pays for damages and injuries. This system impacts claim handling and insurance requirements. No-fault states, on the other hand, require drivers to have insurance that covers their own medical bills, regardless of fault. Understanding your states system is crucial for your insurance and potential financial exposure.
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