In this episode of The Upgraded Points Podcast, Chris and Katie dive into the ultimate showdown of premium travel credit cards — Amex, Chase, Citi, and Capital One. With four major cards and four hefty annual fees on the table, the hosts break down which one truly delivers the most value. From point-earning potential to exclusive perks, they compare every detail to help you decide which premium card deserves a spot in your wallet.

Stay tuned as they share personal travel updates, unpack card benefits like lounge access and trip protection, and answer a listener’s burning question about maximizing rewards. Whether you’re a seasoned traveler or just starting to explore the world of points, this episode will help you make the most of your card strategy.

00:00:00 The Upgraded Points Podcast Episode 30

01:05 Autocamp Cape Cod

04:05 Dreams Bahia Mita

10:54 Promo Codes: Seats.aero and Savewise

11:37 Battle of the Premium Cards

17:20 Earning points, Which Card is Best?

24:44 Travel Benefits and Protections

40:22 Listener Questions

Want more out of your points? Explore our guides written by travel and financial professionals on UpgradedPoints.com.

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Amex vs. Chase vs. Capital One vs. Citi: Premium Card Comparison: https://upgradedpoints.com/news/premium-travel-credit-card-comparison-2025/

Save 20% on Savewise with promo code UPGRADEDPOINTS: https://upgradedpoints.com/news/savewise-promo-code/