It's almost open enrollment season, and if health insurance makes your head spin faster than a wine tasting flight in Woodinville, this episode is your cure.

In this episode of TLC, Tend Life Community, we sit down with Gwen Tagulao, Account Manager at Benefit Solutions NW (soon to be Anything Insurance) for a fresh, no-jargon breakdown of how to make your coverage work smarter, not harder.

From skyrocketing healthcare costs to the perks of custom benefits for small businesses, Gwen pulls back the curtain on what's really driving premiums and how both employers and individuals can save big this enrollment season. She also shares insider tips for freelancers, gig workers, and anyone navigating the confusing world of healthcare solo.

Whether you're a business owner rethinking your employee benefits or just trying to find affordable, reliable coverage, this episode is packed with real talk, practical takeaways, and a few "aha!" moments that will help you make confident decisions, and maybe even enjoy the process.

Because in the world of health insurance, the real benefit is understanding your options.