Choosing the Best Payment Processor for Your Online Business in 2025

Wondering which payment processor is right for your online store? In this episode, Maria Sparagis (CEO of DirectPayNet) explains the crucial differences between popular PSPs like Stripe, PayPal, Braintree, and getting your own dedicated merchant account.

What you’ll learn:

- How Stripe and PayPal work for startups vs. scaling businesses

- Hidden fees you might be ignoring

- Why your business might outgrow Stripe sooner than you think

- How a merchant account can increase your approval rates and protect you from sudden shutdowns

- Easy integration tips that debunk the “merchant accounts are hard” myth

Whether you sell digital products, subscriptions, coaching, or physical goods, this guide will help you pick the best payment processor in 2025 to maximize your revenue and keep your business stable.

Many small businesses get lulled into Stripe’s convenience — until it bites them later with freezes, zero human support, or hidden fees. Graduating to a merchant account is not only about saving money but protecting your cash flow from algorithmic shutdowns

Subscribe for more payment processing secrets, fraud prevention tips, and e-commerce success strategies!

0:00 into

0:53 2 Types of Processors

2:00 Why Not Choose a PSP

5:42 Scaling Your Business

10:45 Plug-and-Play

12:48 Application Process

14:07 PSP vs Merchant Account

21:31 Outro

Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us