DiscoverThe Great Indian Points and Miles ShowBurn or Earn? The 2025 Credit Card Strategy Every Indian Traveler Must Know!
Burn or Earn? The 2025 Credit Card Strategy Every Indian Traveler Must Know!

Burn or Earn? The 2025 Credit Card Strategy Every Indian Traveler Must Know!

Update: 2025-07-18
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🛬💳 Planning your big international getaway in 2025 or early 2026? If you're scratching your head about whether to burn those precious points or keep stacking them at eye-popping 18-40% returns, you're not alone!


In this episode of The Great Indian Points and Miles Show, we bring four real-world experts who’ve been there, done that, and now spill their best secrets on how to squeeze maximum value from your credit cards. From round-the-world trips booked entirely on points to the smartest mixed redemption opportunties, we've got your back for smarter travel in 2025.


Meet Your Travel Buddies:

  • Dhimant: Our Cathay Pacific guru who spots award availability faster than you say "free upgrade."
  • Ameya: The double-dip maestro and the ultimate Air India card insider.
  • Devansh: Strategy consultant by day, points-and-miles ninja by night, straight out of Bangalore.
  • Aadil: Your host & dost who believes in one life - live it large and naturally gravitates towards Emirates & Singapore Airlines!


Episode Highlights You'll Love:

  • ✈️ Burn vs. Earn: How to strategically decide
  • 🏨 Proven mixed redemption tactics (that actually work)
  • 💳 Best starter credit cards in India for 2025 (Hint: Premium isn’t always the way!)
  • 🌍 Booking epic round-the-world trips using Indian credit cards
  • 🎯 Real-life case study: How just 120K ANA miles secured 6 business class flights


Top Redemption Tips Discussed:

  • ✅ Amex MR: Instant transfers to Cathay Pacific and Marriott sweet spots
  • ✅ HDFC Infinia: Domestic flights via SmartBuy and Singapore Airlines transfers
  • ✅ Axis Edge Rewards: Unlock Accor stays and JAL rewards
  • ✅ Marriott Bonvoy: ANA round-the-world redemption tips


Pro-Tips to Bookmark:

  • ❌ Avoid speculative transfers—Hear how just 15K points could cost you dearly in Vietnam.
  • ✅ Start with a single program (Avios is beginner-friendly!)
  • ✅ Experience beats theoretical value every time—Convenience over CPP!
  • ✅ Mixed strategies = Ultimate travel flexibility

Best Beginner Credit Cards for 2025:


Insider Regional Recomendations:

  • ✈️ Finnair Avios for weekend stays at Scandic hotels
  • 🏨 British Airways Avios Hotels: Score 20% back
  • 🏩 Turkish Airlines transit hotels: Free luxury layovers
  • 🛎️ Exclusive heritage experiences money can't buy


Ready to dive in? Comment below and let us know:

  • 💳 Which card are you applying for next?
  • 🛫 What’s your dream destination?
  • 🛩️ When do you plan to fly?


Subscribe and never miss a travel hack again! 🔔 Timestamps:

00:00 – The Big 2025 Dilemma: To Burn or To Earn?

02:18 – Meet the Experts & Their Favorite Redemptions

05:55 – Strategic Decision-Making: Burn vs. Earn Framework

12:12 – Planning Ahead: Optimal Booking Windows

17:21 – Best Uses for Popular Credit Card Programs

23:05 – Epic Redemption Story: 19 Unforgettable Days at the Pullman, Maldives

30:09 – Round-the-World Magic: Turning 120K Miles into 6 Flights

42:44 – Game-Changing Mixed Redemption Strategies

47:21 – Real Stories: Finland, Vietnam & Beyond

53:52 – Beginner-Friendly Cards You Must Get in 2025


Disclaimer: Credit card perks and partners can change often. Always double-check the latest terms before booking! Some of the credit card links on this page are affiliate links. If you click through and apply, we may earn a small commission — at no extra cost to you.


#CreditCards #PointsAndMiles #TravelHacks #TravelIndia #HDFC #AmexIndia #AxisBank #BusinessClass #TravelSmart #IndianTravelers #2025TravelGoals

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Burn or Earn? The 2025 Credit Card Strategy Every Indian Traveler Must Know!

Burn or Earn? The 2025 Credit Card Strategy Every Indian Traveler Must Know!

Aadil Bandukwala