CD Rate Alert: Last Chance for High Returns?
Update: 2025-09-20
Description
CD rates are high right now, but with the Federal Reserve cutting rates, this might be your last chance to lock in a great deal. Top rates are around 4.45% APY for short-term CDs at online banks and credit unions. Shopping around is crucial—a $10,000 deposit in a 4% CD earns over $400 in a year! Explore options like bump-up and no-penalty CDs, but be cautious with brokered CDs. Don't miss out on maximizing your savings!
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