CD Rates: High Returns Amidst Fluctuations
Update: 2025-12-02
Description
CD Rates: High Returns Amidst Economic FluctuationsCD rates are currently above four percent, offering competitive returns despite a slight decline in overall deposit account rates. Historically, CD rates have fluctuated, dropping after the 2008 crisis and rising again post-pandemic due to Fed rate hikes. However, recent rate cuts have led to a flattening yield curve, with the highest average rate now for a twelve-month term. When choosing a CD, consider your financial goals and compare rates from various institutions, including online banks.
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