CD Rates: High Returns Amidst Market Fluctuations
Update: 2025-12-03
Description
CD Rates: Lock in Competitive Returns Amidst Market FluctuationsCD rates, currently above four percent, offer a way to secure good earnings despite overall deposit account rate declines. The highest rate, four point one percent APY, is available from Marcus by Goldman Sachs and LendingClub. Historically, CD rates have fluctuated, dropping after the 2008 crisis and improving between 2015 and 2018. The COVID-19 pandemic led to new lows, but rate hikes in response to inflation pushed CD rates up. Now, with rate cuts starting in 2024, CDs still provide attractive options for savers compared to historical averages.
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