CD Rates Decline, But Top Offers Still Exist
Update: 2025-12-05
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CD Rates on the Decline: Shop Around for Top OffersCD rates are generally falling, following the Federal Reserves rate cuts. However, some banks still offer competitive rates, like Marcus by Goldman Sachs 4.1% APY for a 14-month CD. National averages are lower, emphasizing the importance of comparing banks. CDs are safe and stable but require long-term commitment. Consider your savings goals and other options like high-yield savings accounts or stock market investments for long-term growth.
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