In real estate, time kills deals. If you’ve ever lost a property because the bank took weeks to process your loan, you know why investors are turning to Capital Funding. This nationwide hard money lender specializes in fast, flexible financing—often closing in days instead of weeks.

Learn more at https://capitalfunding.com

Why Investors Look to Capital Funding

Capital Funding is backed by a family office with fully discretionary capital, meaning they don’t rely on slow committee approvals. This agility allows them to fund projects that traditional banks might decline—whether due to unconventional borrower profiles, tight timelines, or property conditions.

Their lending options include:

• Hard Money & Bridge Loans – Short-term, asset-based funding for quick acquisitions or transitional needs.
• Commercial Bridge & Permanent Loans – For income-producing properties and longer-term holds.
• Small-Balance Commercial & Multifamily Loans – Filling a niche often ignored by large banks.
• Fix-and-Flip Financing – For purchase and rehab projects.
• Rental DSCR Loans – Qualified based on rental income, not personal income.
• Ground-Up Construction Loans – Supporting builders from foundation to finish.
• Foreign National Loans – Giving non-U.S. citizens access to the American real estate market.

What Clients Are Saying

Reviews for Capital Funding often highlight speed, communication, and reliability:

• A Trustpilot reviewer wrote:

• “We closed a hard money loan … in 5 days. Scott did a great job.… Great company with a great team.”

• Another borrower noted how quickly their commercial bridge loan closed, praising “constant communication” throughout the process.

On Birdeye, the company holds a 4.6-star rating from 71 reviews, with clients calling the process “seamless” and “professional.”

Capital Funding is also BBB-accredited since December 2018, adding an extra layer of credibility.

The Flip Side: Risk Factors to Note

While many experiences are positive, online trust scores present a mixed picture:

• Scam Detector assigns Capital Funding a trust score of 58.9/100, noting concerns like the lack of HTTPS security and proximity to some suspicious domains.
• Traders Union reports a Trustpilot score of 2.7/5 based on 19 reviews, despite the majority of ratings being five stars—suggesting a mix of very satisfied and less satisfied clients.

These ratings don’t necessarily indicate wrongdoing, but they do highlight the importance of due diligence—verifying terms, asking for references, and confirming security protocols before committing.

When Capital Funding Makes Sense

For seasoned investors who:

• Need to close fast on a property
• Have projects that don’t fit traditional lending guidelines
• Want a lender experienced in complex deal structures

…Capital Funding can be a strategic partner. The company’s direct lending model and breadth of loan products make it especially attractive for fix-and-flippers, commercial buyers, and developers.

Bottom Line

Capital Funding has built a strong reputation for speed and flexibility in real estate lending. Glowing customer testimonials highlight smooth transactions and responsive service. The cautionary trust ratings serve as a reminder that—like any financial decision—borrowing here requires careful review of the fine print.

Pro tip: If you choose to work with them, get a written outline of all terms, fees, and timelines upfront. That way, you can take advantage of their speed without encount