DiscoverWhat's Going On In BankingChase vs. Fintech: The Future of Data Rights and Banking Innovation
Chase vs. Fintech: The Future of Data Rights and Banking Innovation

Chase vs. Fintech: The Future of Data Rights and Banking Innovation

Update: 2025-08-02
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Description

In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant tackle JPMorgan Chase’s controversial move to charge fintechs for data access—is it smart strategy or a threat to innovation? Then we dive into Goldman Sachs’ bold AI rollout and what it really means for the future of financial services.

Hot takes, real-world analogies, and a clear look at the regulatory chaos ahead.


Chapters

[00:00 ] Introduction & Headlines

[00:31 ] Reactions from Fintech & Public Outcry

[02:09 ] Legal Uncertainty Around Rule 1033

[03:03 ] Economic Logic & Envelope Analogy

[06:21 ] Market Forces, Competition & Consumer Choice

[08:06 ] The Real Impact on Fintechs & Margins

[11:23 ] Future Outlook & Regulatory Possibilities

[16:13 ] AI in Banking: Goldman Sachs Case Study

[20:30 ] ROI & Hype vs. Reality of AI Adoption

[27:10 ] Starting Small & Industry Adoption Trends


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https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

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Chase vs. Fintech: The Future of Data Rights and Banking Innovation

Chase vs. Fintech: The Future of Data Rights and Banking Innovation

Ron Shevlin & Cornerstone Advisors