DiscoverIn The Tranches of Structured FinanceConsumer Credit Loan Performance Update (Data as of June 30, 2023)
Consumer Credit Loan Performance Update (Data as of June 30, 2023)

Consumer Credit Loan Performance Update (Data as of June 30, 2023)

Update: 2023-08-16
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Description

dv01's quarterly update on consumer credit performance continues. Vadim looks at data through June 30, 2023 and discusses trends in Consumer Unsecured (outside of credit cards), Autos, and Mortgages, including:

  • The Consumer Unsecured sector continue to tighten its credit box, with more lending going to borrowers with higher creditworthiness.
  • Performance of Subprime Auto loans continues to worsen.
  • Delinquencies for Non-QM Mortgages are at near-record lows.


Cited Research 

  • dv01: Non-QM Performance Report, June 2023
  • dv01: Consumer Unsecured and Subprime Auto Performance Report, June 2023
  • dv01: Consumer Unsecured Origination Report, May 2023


Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.


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Consumer Credit Loan Performance Update (Data as of June 30, 2023)

Consumer Credit Loan Performance Update (Data as of June 30, 2023)

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