Credit Card Debt Growth Slows in 2026
Update: 2025-12-10
Description
TransUnion predicts a slowdown in credit card debt growth, with a forecasted increase of just 2.3% in 2026, totaling $1.18 trillion. This marks a significant shift from recent years double-digit growth. The stabilization of delinquencies and resilience of consumers, despite economic challenges, paint a complex picture of a K-shaped economy where high-income individuals thrive while those with lower incomes struggle.
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