Credit Score Myths Debunked: What Really Affects Your Rating
Update: 2025-10-29
Description
Becca Mintz, Vice-President of Credit & Data at Capital One Canada, clears up the biggest misconceptions about credit scores, like whether checking your score hurts it, if income matters, and how “soft” versus “hard” inquiries work. She offers practical tips for building and repairing credit responsibly, managing utilization, and spotting reporting errors before they cost you points.
Connect with Becca on Instagram and Facebook.
Comments
In Channel
Download from Google Play
Download from App Store
United States00:00
00:00
x
