On a recent Dave Ramsey show there was a caller who is a trim carpenter making decent money, but wanting to save more. He was divorced 8 years ago, and now has 23k in savings. He owes about 25k left on his mortgage, and has a 20k dollar loan on his motor bike.

Dave gave some shocking advice to this guy!

We have a much different approach to how we help our clients than what Dave said to his caller, so we decided to add our commentary on this episode.

What are your thoughts on how Dave advised his caller?

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