Black Friday wasn’t just big this year—it was record-breaking. In this episode, we unpack how much shoppers really spent, the online vs. in-store battle, why the “day” now lasts for weeks, and what those steep discounts mean for retailer margins. We also explore the surge in Buy Now, Pay Later and what it signals about consumer health heading into year-end.

A new kind of baby gift is coming—and it could reshape generational wealth. We dig into the newly announced Trump Accounts, seeded with funds children can tap for education, small business expenses, and first-time home purchases. Plus, we examine the Dell family’s massive $6.25 billion contribution, which expands access for younger children in moderate-income ZIP codes. We break down how these accounts could realistically grow over time, the tax advantages families should understand, and why this program could be a financial lifeline for households with little to no savings.

For young men, knowing every player stat is easier than understanding investing—but it doesn’t have to be that way. We respond to a listener’s question about the rise of sports betting and show how the same competitive spirit can be redirected toward “betting” on the markets—tracking long-term wins, company performance, and financial growth.

Before the year closes, your portfolio might be hiding some opportunities. We explore year-end strategies like tax-loss selling, harvesting gains to offset recognized losses, and resetting your cost basis. We also break down how capital gains are taxed and why these moves can help you keep more of what you’ve earned.

Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. 

Henssler Money Talks — December 6, 2025  |  Season 39, Episode 49

Timestamps and Chapters

• 7:54 : The Black Friday Spending Spree Report
• 26:25 : Born With a Balance
• 38:54 : Bench the Bets, Back the Market
• 49:46 : Counting Gains, Cutting Losses

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