Re: Life Insurance, Accident Policies/ Double Indemnity (1944)

What is a double indemnity clause?  When can an insurance company deny a life insurance claim?

Sources:

Diamond v. New York Life Ins. Co., 286 N.Y.S. 625 (N.Y. Sup. Ct. 1936).

Funk v. New York Life Ins. Co., 60 N.Y.S.2d 349 (N.Y. Sup. Ct. 1946).

National Life & Accident Ins. Co. v. Edwards, 119 Cal.App.3d 326 (Cal. App. 1981).

People v. Snyder, 159 N.E. 408 (N.Y. 1927).

Prudential Ins. Co. of Am. v. Snyder, 254 N.Y.S. 732 (N.Y. Sup. Ct. 1928).

American Council of Life Insurers (ACLI). "ACLI 2022 Life Insurers Fact Book."

Centers for Disease Control and Prevention (CDC).  Mortality in the United States, 2021.  NCHS Data Brief No. 456, December 2022. https://www.cdc.gov/nchs/products/databriefs/db456.htm

Crowley & Shih, “What to do if Your Life Insurance Claim is Denied?” Policygenius (April 10, 2023).  https://www.policygenius.com/life-insurance/what-to-do-if-a-life-insurance-claim-is-denied/

Written, Researched, and Recorded by Céleste Young, 2023-2025.
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