Digital Cash Surge: $3.6T by 2030
Update: 2025-11-11
Description
BNY Mellon predicts a massive surge in digital cash equivalents, with stablecoins and tokenized assets potentially reaching $3.6 trillion by 2030. This growth is driven by the potential for faster settlement times, reduced risks, and improved collateral management. Clear regulation, such as Europes MiCA legislation, is seen as crucial for this evolution. BNY Mellon envisions a future where blockchain technology complements traditional financial systems.
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