Welcome back to Yahweh’s Money!

In this episode, we dive deep into the hidden costs of higher education beyond tuition. I’m your host, Shay Cook, and I’m excited to introduce our new and improved format for more authentic, conversational discussions.

Joining me is Adriana Lopez, a military veteran, Accredited Financial Counselor®️, and the inspiration behind our podcast! Together, we break down overlooked college expenses—dorm furniture, textbooks, transportation, and unexpected fees—while offering practical budgeting tips to help you plan wisely. Inspired by Proverbs 27:23 , we encourage financial stewardship and mindful preparation for these hidden costs.

Key Takeaways:

• Hidden Expenses Matter – College costs extend beyond tuition. Being aware of extra expenses can prevent financial surprises.
• Living Arrangements Impact Finances – Weigh on-campus vs. off-campus housing to determine the most cost-effective option.
• Smart Budgeting & Planning – Leverage student discounts, loyalty programs, and meal planning to stretch your budget and avoid unnecessary debt.

Did we miss any hidden college costs? Let us know at yahweh@crusaders4change.org.

Episode Sources:

• Proverbs 27:23
• What Is the Average College Tuition in 2025?
• FINRA Foundation
• Average Cost of Food per Month for a College Student
• Students Save on UNiDAYS

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Our podcast is proudly sponsored by Crusaders for Change, LLC (C4C) and hosted by our CEO and Founder, Mrs. Shay Cook. At C4C, we provide customized corporate financial wellness programs for businesses, government agencies, and nonprofit organizations. Our services are tailored to create happier, healthier, and more productive work environments. We also empower individuals and couples to overcome debt, improve their credit, boost savings, and more. Ready to learn more about how C4C can impact your life? Contact us today at https://www.crusaders4change.org/!

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