In this episode of Mortgage Tech Talks, Tom breaks down the biggest shifts happening in Canada's mortgage technology landscape — from major lender-platform disconnections to what AI could mean for the future of mortgage app development.

We cover:

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  Why top lenders are cutting ties with major tech platforms

  
  


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  Real examples of platform incentives (like free trips) and their long-term strategy

  
  


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  A powerful update from Ben Salami (Canadian Mortgage App) and why his coding approach is a game-changer

  
  


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  The potential of AI tools like ChatGPT to empower non-coders to build game-changing tools

  
  

If you're a mortgage professional, lender, tech builder, or just love staying ahead of the curve in this space—this one’s for you.

👇 Timestamps

00:00 – Can ChatGPT turn mortgage pros into coders?

00:44 – Welcome to the episode + key themes

04:25 – Platform economics: Why lenders are switching highways

05:34 – Exclusive partnerships: Not new, but more aggressive

06:12 – Could this fracture the marketplace model?

07:27 – Will brokers be forced into multiple portals?

08:04 – Industry-wide implications: are platforms losing value?

08:37 – M3 VIP trip strategy breakdown

09:26 – Platform incentives: the “free dry cleaning” analogy

10:47 – Boss, Uber, and network effects

12:01 – More users = more leverage with lenders

13:04 – Ben Salami’s new CMA feature release

13:58 – Scenario planning tools for mortgage brokers

14:40 – Comparing fixed vs. variable + lender options

15:34 – Why Ben's speed in building is his superpower

16:46 – Iteration cycles: 1 week vs 10 minutes

17:25 – How AI might democratize fast iterations

18:26 – Final thoughts + call to share

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