EP 125: Financial protection for neurodivergent children with Lisa Chauhan & Cara Roughani of Send Protect
Description
Financial planning for neurodivergent children is not just about money but about love, responsibility, and the legacy we leave when we're no longer here.
• Cara explains how her journey with her autistic son during COVID lockdown led to creating SendProtect after noticing financial advisors weren't addressing SEND-specific needs
• SendProtect offers free educational events, webinars and consultations to help SEND parents understand long-term financial planning
• Life insurance policies should be written in trust to prevent inheritance tax and provide immediate access to funds
• Children's ISAs can become problematic at age 18 if your child lacks financial capacity, requiring court applications
• Vulnerable person's trusts provide a government-approved way to save money for SEND children without affecting benefits
• Even £5 per week can provide meaningful financial protection through properly structured life insurance
• Having a will with children's guardianship specified is essential to prevent SEND children entering temporary care
• Workplace support for SEND parents is crucial—employers need to understand the additional caring responsibilities
Join the conversation in our private WhatsApp community where SEND parents connect for support, insights and understanding. Find the link in the show notes.
Click here for SEND Protect
www.sendparenting.com
United States
