EP 45 — Making Debt Move Faster with Androo and Andy from HypurrFi
Description
We sit down with Androo and Andy from HypurrFi who are building at the intersection of on-chain credit and real-world usability.While most DeFi protocols treat borrowing as a one-time action, HypurrFi is making debt dynamic. Think refinancing, real-time spending, and routing capital across markets—without closing your position.
We cover:
— Why HypurrFi is focused on active debt management
— How they're using USDXL (a synthetic dollar) as a programmable debt rail
— Why their on-chain card integration changes how crypto holders can spend
— How they’re thinking about traders, tax-advantaged holders, and capital efficiency
— Why building on Hyperliquid gives them a unique edge, and what the challenges are
— What “debt servicing” really means (and how it differs from basic lending)
Timestamps —
00:00 : Introduction
01:30 Backgrounds
02:00 : The Hyperliquid Ecosystem
10:20 : "Everyone Is Coming" Thesis
20:00 : HyperFi's Core Products & Vision
32:00 : The Card & The Philosophy of Debt
46:00 : Debt Servicing
58:00 : Competition
👥 Guest:
Androo Lloyd – Co-Founder at HypurrFi
Twitter: https://x.com/androolloyd
Andy – Head of Growth at HypurrFi
Twitter: https://x.com/andyhyfi
🎙️ Host: Saurabh Deshpande – DCo Podcast
Twitter: https://x.com/desh_saurabh
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