At the ET World Leaders Forum 2025, Archana Rai, Economic Times’, Editor, South speaks with Rajat Taneja, President Technology at Visa, about how India is shaping the future of payments. The discussion spans India’s trillion-dollar digital opportunity, the growing role of AI in fraud prevention, and Visa’s cutting-edge innovations from tokenized credentials and biometrics to agent-led e-commerce. Rajat noted that one-time passwords are no longer foolproof as they can be compromised, arguing that trusted platforms will shape the future of secure payments. Stressing AI’s transformative role, he also called for closer cooperation with regulators to build safer, faster digital transactions. He further highlights India’s pivotal role in Visa’s global R&D, while offering perspectives on regulation, financial inclusion, and the essentials of safe online shopping.

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