Economic uncertainty and unemployment pose risks
Description
Key Insights from the Spring 2025 Residential Mortgage Industry Report
In this episode of In-House: Canada's Housing Podcast, we break down the key findings from CMHC's Spring 2025 Residential Mortgage Industry Report.
Join host Joelle Hamilton and Deputy Chief Economist Aled ab Iorwerth as they explore:
- How mortgage debt grew to $2.3 trillion (+4.4% YoY)
- Why variable-rate mortgages are making a comeback
- What rising mortgage delinquency rates mean for borrowers and lenders
- The risks tied to mortgage renewals in 2025–26
- Whether recent interest rate cuts are bringing financial relief to households.
If you're a homeowner, renter, lender, or policymaker, this episode is packed with essential insights to help you understand the shifts happening in Canada's housing finance system.
🎧 Listen now and dive deeper into the trends that will shape the mortgage landscape this year!
Explore the Full Report: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/housing-finance/residential-mortgage-industry-report
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