In this episode, I dive deep into the heart of why I created this podcast—and why I believe it’s about so much more than money. From humble beginnings and life-altering challenges to building a thriving community focused on purpose-driven financial freedom, I open up about the real reason this show exists.

 

You’ll hear my journey of going from a negative net worth to building a life of freedom, and why sharing not just the “how” but the “why” behind financial success is critical. This podcast isn’t just about spreadsheets and Roth IRAs—it’s about values, mindset, and overcoming adversity to build the life you deserve.

 

Episode Highlights & Timeline Summary

 

[0:00 ] - Why I launched this podcast and the deeper mission behind Budget Dog

[2:20 ] - From being financially clueless to a debt-free millionaire: my personal backstory

[3:06 ] - The story behind my national bestselling book and the cause it’s dedicated to

[6:48 ] - The moment I realized I wasn’t maximizing my financial potential in college

[8:06 ] - Why time is the most powerful wealth-building tool

[10:21 ] - My early misconceptions about investing and the transformative power of mentorship

[13:14 ] - How Budget Dog started with a raw idea and a photo of my dog

[17:03 ] - My wife’s key role in helping me see my potential

[20:48 ] - Going from anonymous IG posts to building a million+ follower brand

[24:06 ] - The unexpected and life-changing results students have achieved through my guidance

[26:22 ] - The unethical financial advice I fight against—and why it fuels my mission

[30:08 ] - Why this podcast won’t focus on technical tips but the habits and mindsets behind success

[33:21 ] - Personal challenges, including my daughter’s diagnosis, and the strength it’s built in us

[35:48 ] - A call to build wealth beyond money—and to do it together, as a community

 

Notable Quotes from the Episode

 

1. “It’s not about the spreadsheets. It’s about the values and character that build real wealth.”

2. “I didn’t choose social media—social media chose me.”

3. “You have to get strong yourself before you can truly serve others.”

4. “Everything worthwhile takes intentional hard work, whether you like it or not.”

5. “This podcast isn’t about woe is me—it’s about extreme ownership and overcoming.”

 

Links & Resources

 

• https://bookwithbudgetdog.com/ped

If you found value in this episode, be sure to subscribe, leave a review, and share it with someone who’s ready to take charge of their financial future. Let’s get wealthy together—beyond just the bank account.