In this episode of the Buy Your Side podcast, Michelle chats with Sam Neville, mortgage broker and founder of I Am Lending, about what first-home buyers need to know before they take the leap into property ownership.

They unpack the entire process, from building your A-team of experts and getting your borrowing capacity sorted, to understanding exit strategies, navigating incentives, and steering clear of risky purchases. Sam also shares her refreshing, neuro-affirming approach to helping clients feel supported and confident throughout their home-buying journey.

Together, Michelle and Sam talk about common first-home buyer pitfalls (hello, AI mortgage “advice” ), the realities of market caps and government schemes, and the importance of planning for life’s “what ifs.” Whether you’re buying solo, with a partner, or with family support, this episode gives you the clarity and confidence to take your first steps on the property ladder, the smart way.