What really matters in retirement? After the spreadsheets are done, the portfolio’s in place, and the paycheque has stopped, what's left?

In this powerful and deeply human conversation, I sit down with Fritz Gilbert, author of Keys to a Successful Retirement and founder of The Retirement Manifesto, to explore the non-financial side of life after work. We dive into the real questions: How do you stay fulfilled? Where do you find purpose? And how do you avoid the emotional pitfalls so many retirees never see coming?

Fritz shares his “10 Commandments of Retirement”, a personal code he created before stepping away from corporate life and how each one has guided his journey. From “Make No Obligations” to “Keep Eternity in Mind,” these principles offer a practical, heartfelt framework for anyone who wants to retire with intention, freedom, and joy.

What You’ll Learn

• Why mindset matters more than money in retirement

• How to create your own guiding principles for life after work

• The 90/10 Rule: Why most people focus on the wrong things before retiring

• How Fritz skipped the “retirement depression” so many experience

• Why giving yourself space and grace in your first year can change everything

• How to find (or rediscover) your purpose in the second half of life

• The surprising power of legacy, contribution, and shared purpose

Key Topics Discussed

• Fritz’s “10 <span c