Every financial decision is ultimately a spiritual one. In this episode, we discuss how to approach Social Security and pension benefit timing with both wisdom and faith. We'll explore the emotional and practical tradeoffs of different options, the importance of seeking God's guidance through prayer, and how to make decisions that honor Him while providing for your needs and blessing others.

You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-82-ss-pension

Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom.

Timestamps

00:00 – Every Financial Choice is a Spiritual Decision

00:45 – God as Provider, Not Government or Employers

01:15 – Seeking Wisdom in Retirement Decisions (Psalm 90:12 , James 1:5)

02:27 – Understanding Tradeoffs: Starting Early vs. Waiting

02:59 – How Fear Impacts Retirement Choices

04:23 – Trusting God's Provision Over Government Systems

05:25 – Emotions, Lump Sums, and FDIC Irony

06:29 – Life is a Mist: Planning with Eternity in Mind (James 4)

07:50 – Key Pension Options: Lump Sum vs. Lifetime Income

11:19 – Considering Spousal Survivor Benefits (Philippians 2:4, Ephesians 5)

15:13 – Shifting to Social Security Timing and Strategies

17:13 – Living and Giving in Retirement: Releasing Fear

19:23 – Building a Plan that Supports Living and Giving

20:45 – Summary & Disclosures

Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.