Episode 06: Clients Sitting on Too Much Cash: How Do You Get Them Comfortable With Investing?
Description
In this episode of The Finance Geeks, Paul and Warren explore the treasure-filled dungeons of client finances — where large cash reserves are tucked safely away, guarded by caution and a desire for security. With interest rates offering a short-term haven and market headlines often sounding alarm bells, it’s no surprise many clients prefer the comfort of cash. But is that the best long-term plan?
From risk aversion and misunderstanding to outdated habits, they explore what’s really keeping cash locked in the vault — and how planners can help clients break free. Whether it’s reframing investment conversations, educating around long-term returns, or simply shining a torch on the emotional side of money, this episode offers practical insight into helping clients feel more confident stepping out of the safety of cash and into a better-diversified future.
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Chapters: 0:00 - Intro
4:40 - Clients Sitting on Too Much Cash: How Do You Get Them Comfortable With Investing?
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Show Notes:
UK savers have more than £614bn in excess cash
Latest rates
https://moneyfactscompare.co.uk/savings-accounts/easy-access-savings-accounts/?utm
Barclays Equity Gilt Study
http://uk.investing.com/analysis/barclays-equity-gilt-study-200121844
Cost of holding cash
https://www.ajbell.co.uk/news/cost-safe-haven-investing-cash-and-gilts-lose-money-real-terms
Inflation holds at 3.8%
https://www.reuters.com/world/uk/uk-inflation-holds-38-september-2025-10-22/?utm
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This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
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United States
