In this episode, I sit down with longtime colleague, friend, and retired President & COO of M&T Bank, one of the top 15 largest banks in the United States.  I met Rich 26 years ago when I began my career at M&T, and was fortunate enough to be in his direct orbit throughout my career.  During this podcast, Rich shares his story about leaving Long Island for a storied career in banking at Buffalo-based M&T.   We talk about lessons learned, the future of work, and most notably, his passion for behavioral science in the workplace.  Be sure to like and subscribe anywhere you get your podcasts, and don't forget to visit https://fraxtional.co/ to learn more about our best-in-class risk and compliance services!