Welcome to another FamilyCast episode! Today, we’re sitting down with Steve Kinsley and Chuck Bingham, two associates in the Smart Real Estate Coach community who’ve teamed up to build their real estate business using creative financing strategies. Steve and Chuck share their journeys from ministry and design careers into the real estate investing world, and how they’re leveraging subject-to deals and lease purchases to generate cash flow while helping people in tough situations.

 

They also break down the details of their first deal together, how they structure their partnership roles, and why community support and accountability have been critical to their early success. 

 

If you’re curious about how to start in creative financing or why support, structure, and service matter—this episode delivers a roadmap and a ton of real talk.

 

Key Talking Points of the Episode

 

00:00 Introduction
01:23 Meet Steve and Chuck: life before real estate and the reasons that drove them in
04:18 First deal in New Orleans: 11 people on the deed
06:59 Joining the Wicked Smart community and attending the In the Trenches Bootcamp
08:43 How seeing real deals helps with confidence and going all in
10:05 Why resilience and support are key in this business
11:33 Support from coaches in the Wicked Smart Community
15:56 Smart Real Estate Coach Apprentice Program, In the Trenches Bootcamp
16:50 Deal Breakdown: Expired listing → subject-to → $47K in 3 paydays
20:36 The buyer vetting process and working with mortgage professionals
24:12 The power of being around like-minded investors

 

Quotables

 

“We knew we needed income outside a W-2. When I found the Wicked Smart community, it just clicked.”

 

“You’ve got to have resilience to be in this business. But once you get the momentum, the potential is massive.”

 

“It’s not theory here. It’s practice. And the support between coaches and community is second to none.”

 

Links

 

QLS Live

https://qlslive.com

 

Real Estate On Your Terms and Deal Structure Overtime

https://wickedsmartbooks.com/podcast

 

FREE Master’s Class

http://smartrealestatecoach.com/masterspodcast

 

FREE Strategy Session with Chris Pre

http://smartrealestatecoach.com/actionpodcast

 

QLS 4.0

https://smartrealestatecoach.com/qlspodcast

 

Investor Resources

https://smartrealestatecoach.com/resources

 

Apprentice Program

https://smartrealestatecoach.com/apprentice-pod

 

In the Trenches Bootcamp

https://smartrealestatecoach.com/ittb-pod

 

3 Paydays Virtual Event

https://smartrealestatecoach.com/3paydayspodcast

 

REI Blackbook

https://smartrealestatecoach.com/REIBB-pod

 

7 Figures Funding

https://smartrealestatecoach.com/7figures-pod

 

Land Voice

https://smartrealestatecoach.com/landvoice-pod