You may already be Spring cleaning your home, lawn and/or garage; so use this time to clean out your finances as well.  The awareness you gain by digging into your personal finances will allow you to, intentionally, make little changes that will have a big impact.  Curious?  Listen to this episode and follow the tips to clear the waste from your life! 

Get inspired and take action!

Inspiring Quote: 

“Clutter is not just the stuff on the floor. It’s anything that stands between you and the life you want to be living.” Peter Walsh

Action Step: 

Follow these 9 tips to help guide you as you set yourself up for financial success:

1) Revisit your financial goals or create goals if you do not have any. 

2) Review 3 months of purchases by scrolling through your credit card and debit card accounts to gain awareness on where your money went so you can choose where it goes in the future. 

3) Take inventory of your debt.  Once you know where you stand you can make a plan to eliminate your debt. 

4) Review insurance policies to make sure you are properly insured and are not overpaying. 

5) Transfer money out of cash apps. 

6) Unsubscribe from unused apps and subscriptions.  

7) Adjust your tax withholding, don’t let the government borrow your money. 

8) Have trouble saving? Split your direct deposit so a portion goes directly into a savings account.  If you don’t have direct deposit, set up automatic transfers within your financial institution.

9) Start budgeting.  Your budget is your “Freedom Plan” or “Spend Plan”.  It does not hold you back, it helps you to achieve your goals!

Bonus Tip: Use your electronic calendar to set annual reminders to revisit these tips each year.  Pick 1 tip per week to stay on track and make progress without feeling overwhelmed.

Book Recommendation:

The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo 

https://shop.konmari.com/products/the-life-changing-magic-of-tidying-up-1

We want to hear from you!: 

If you found the podcast, quote, action item or book recommendations relevant, relatable and helpful please let us know. We’d also love to hear your ideas for future show topics and PLEASE let us know if our episodes and resources are not resonating with you.

Beyond the podcast, we are Money Coaches who want to help you!:  

If you are looking for help managing your money, contact either of us to learn how working with a coach can help you to thrive.  

Connect and Follow Donald Raymond owner of Raymond House Financial Fitness:
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Connect and Follow Christine Spiak owner of Compass Financial Wellness:
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