In this episode, Tim Goodwin and Justin Pitcock walk listeners through the Year-End Financial Planning Checklist designed to help you close out the year with a solid financial plan. The conversation covers critical topics like:

Estate and Disability Planning

Reviewing estate planning documents (wills, trusts, POAs, and healthcare directives).
Updating beneficiary designations to ensure alignment with your wishes.
Preparing a list of instructions for loved ones in case of death or disability.
Exploring the benefits of giving early inheritances within the annual exclusion limit.
Retirement Planning

Maximizing 401(k) contributions and understanding new catch-up contribution rules.
Evaluating the benefits of Roth conversions for long-term tax strategy.
Investment Planning

Rebalancing portfolios to ensure alignment with risk tolerance and time horizon.
Managing concentrated stock positions to mitigate risks.
Utilizing tax strategies like capital gains harvesting and loss carryforwards.
Tax Planning

Leveraging Health Savings Accounts (HSAs) for triple tax advantages.
Exploring donor-advised funds (DAFs) for streamlined and impactful charitable giving.
Utilizing state-specific tax strategies like Georgia's Heart and Goal Programs and SALT cap workarounds

Want to dive deeper into these strategies? Download our Curated End-of-Year Planning Guide to make the most of your financial planning this season. Download Now

If you're unsure where to start or need personalized guidance, schedule a no-obligation introductory call with our team. We're here to help! Schedule a Call