In this episode of the Cashflow Academy Podcast, Andy sits down with retired NYPD Captain and bestselling author David Atkins to explore how one decision can change everything. From first responder at Ground Zero to six figures in debt, David’s journey took a dramatic turn when he and his wife decided to take control of their health and finances.
Their decision led to a thriving business, financial freedom, and a new life of impact and purpose. Whether you're facing a turning point or just trying to get started as an investor or entrepreneur, this conversation is a reminder that success is often one decision away.

What You’ll Learn in This Episode
- The difference between inconsequential and defining moments—and why it matters
- How one bold choice sparked David's transformation from debt to financial independence
- The role of vision, faith, and personal growth in making high-stakes decisions
- Why the fear of disappointment often stops people more than actual risk

Resources and Links
Get David’s book: One Decision Away at davidatkinsspeaks.com
Learn more: cashflowbonus.com