Fed Rate Cut: Mortgage Rates Stable, Not Plummeting
Update: 2025-12-12
Description
Following the Federal Reserves recent interest rate cut, mortgage rates have seen a slight dip, currently at six point three nine percent, near their lowest levels since October 2024. However, mortgage rates dont always follow the Feds decisions, as theyre influenced by factors like inflation expectations, housing demand, economic health, and the bond market, particularly the ten-year Treasury yield. Homebuyers should focus on their financial readiness and long-term plans, rather than trying to time the market perfectly.
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